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Progressive reported a Q2 2026 combined ratio of 87.3. That is a strong result for an insurance company. So an owner-operator may reasonably ask: If Progressive is doing so well, why am I still paying so much for truck insurance? The answer is that Progressive’s overall results and the condition of the entire commercial auto […]

Commercial truck insurance remains expensive in 2026, and many safe drivers feel the pressure. A trucker may have no recent claims, no major violations, no equipment changes, and no change in routes — yet still see a higher renewal premium. That feels unfair, but it reflects how commercial truck insurance is priced. A premium is […]

For many owner-operators and trucking businesses, the question is simple: “Do I really need $1 million in liability coverage, or is $750,000 enough?” The answer depends on more than the legal minimum. In trucking, there is a difference between being technically compliant and being properly protected for the freight, contracts, and risks you actually handle. […]

Applying for commercial truck insurance in 2026 is not just a formality. Underwriters are reviewing trucking risks more carefully because commercial auto remains a difficult market, especially for trucking accounts. Claims, repair costs, litigation, and underwriting losses continue to pressure carriers, which means incomplete applications can lead to delays, fewer options, or higher pricing. A […]

The year 2025 marked a turning point in the commercial trucking insurance industry. For carriers, owner-operators, and fleet managers alike, shifting regulatory pressures, rising claim costs, and evolving risk technologies combined to reshape how insurers price, underwrite, and manage exposure. As we near 2026, understanding the changes and positioning your business proactively will be vital […]

For many truck drivers, the open road represents freedom, independence, and a sense of pride in keeping America moving. But behind that image lies a demanding lifestyle that often takes a toll on physical and mental health. Extended hours behind the wheel, unpredictable schedules, limited access to nutritious food, and reduced opportunities for exercise all […]