Progressive reported a Q2 2026 combined ratio of 87.3. That is a strong result for an insurance company. So an owner-operator may reasonably ask: If Progressive is doing so well, why am I still paying so much for truck insurance? The answer is that Progressive’s overall results and the condition of the entire commercial auto […]

Commercial truck insurance remains expensive in 2026, and many safe drivers feel the pressure. A trucker may have no recent claims, no major violations, no equipment changes, and no change in routes — yet still see a higher renewal premium. That feels unfair, but it reflects how commercial truck insurance is priced. A premium is […]

For many owner-operators and trucking businesses, the question is simple: “Do I really need $1 million in liability coverage, or is $750,000 enough?” The answer depends on more than the legal minimum. In trucking, there is a difference between being technically compliant and being properly protected for the freight, contracts, and risks you actually handle. […]