Occupational Accident Insurance

Occupational accident insurance is a policy intended to provide coverage to employees or contractors who are not covered by a workers’ compensation policy.

In trucking, owner-operators are not covered by worker’s compensation insurance. Occupational accident insurance is designed to replace it and provide independent contractors the required financial protection in case of an accident.

As a business owner, you will also benefit from occupational accident insurance. You will be protected in cases when the owner-operator will try to make a worker’s insurance claim. Also, if you have coverage for independent contractors, it is more likely that they will work with you.

We provide a flexible occupational accident insurance policy for businesses. Our managers will help you choose the right package of services that suits your business’s budget and meets your needs.

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Services

Other insurance

Workers comp

Workers’ compensation insurance provides your employees with financial support in case they get injured in the workplace. It also protects a business owner in case you face a lawsuit from an injured worker or their family.

Non-trucking liability

In the case of an accident, while the truck is being used for non-business purposes, non-trucking liability Insurance will compensate for property damage or bodily harm.

Life

Life insurance provides financial support to dependents or other beneficiaries after the death of an insured policyholder. Life insurance is often overlooked because a life of a truck driver is busy, and getting this type of coverage fully set up might take some time.

General Liability

General liability insurance or business liability insurance supports a business in cases of property damage, medical bills, customer injury, or advertising injury.

Commercial Truck

If your business owns a truck, you’ll almost certainly require commercial truck insurance. For business-owned trucks, nearly every state requires commercial truck insurance coverage. Even if your state does not it is still better to have a layer of financial protection.

Commercial Auto

Commercial auto insurance is an insurance package that covers vehicles that are used for business purposes. As a business owner, you should be interested in the financial protection of your vehicles.

Cargo

Cargo insurance is required for owner-operators and independent contractors. It protects you against being held liable for freight that is lost or damaged as a result of events caused by natural disasters, theft, or car accidents.

Auto/Home

If you own a house and a car, you can insure both of them with a single policy. Bundle policy is a great chance to have a discount and flexible insurance for your property.